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EQUITY RELEASE

Live a better life with Equity Release.

Trusted Equity Release advisors – helping the local community in Surrey, Hampshire & Berkshire for 30 years.

Book A Free Consultation

EQUITY RELEASE

Live a better life with Equity Release.

Trusted Equity Release advisors for 30 years in Surrey, Hampshire & Berkshire.

Book A Free Consultation

EQUITY RELEASE

Live a better life with Equity Release.

Equity Release as a Lifetime Mortgage is fair, flexible, and trusted – helping older homeowners release their hard-earned equity to enjoy a better life. If you’re over 55 you could access up to 60% of the equity in your home as tax-free cash. You can live in your home forever, retain full ownership, and not pay any monthly repayments.

A Lifetime Mortgage can open up opportunities and give you the cash you need to enjoy retirement to the full. We’re ready to answer your questions and help you find a deal that works for you – we’ll never pressurise you, the choice is entirely yours, and we welcome your family and friends to join in the discussion. Once you understand how this product works, we’re confident you’ll be excited about your future.

Book A Free Consultation

EQUITY RELEASE CALCULATOR

Find out how much cash you could release

It takes less than 60 seconds…

What is Equity Release?

Equity Release had a bumpy start, but it’s now a trusted and regulated product allowing older homeowners to release equity in a fair and flexible way. With the newer product, called a Lifetime Mortgage, you can access up to 60% of the equity in your home as tax-free cash to spend however you wish – you’ll still own your home and you can live in it forever. 

Click on the button below to learn all about Equity Release.

What is Equity Release ?

How does Equity Release work?

For Equity Release as a Lifetime Mortgage, you can receive up to 60% of the value of your home as a loan secured against your property. This means you retain full ownership of your home and you can live in it forever. You’ll never go into negative equity and the balance is only paid back to the lender once you die or move into permanent care. There are lots of great options available to suit your situation, so click on the button below to learn more about how Equity Release works and what options you have.

How does it work ?

Am I eligible for Equity Release?

If you’re over 55, you own a home in the UK worth at least £70,000, and you’ve paid off all or most of your mortgage, you should be eligible for Equity Release. How much equity you’ll be able to release depends on several factors, including your age, health, and the value and location of your property. Click on the button below to learn more about how eligible you’ll be for Equity Release.

Am I eligible for it ?

ABOUT US

Michael Usher Equity Release is a local, family run business and part of Michael Usher Mortgage Services. We’ve been providing a trusted, quality service to the communities of Surrey, Hampshire and Berkshire for 30 years. We love what we do, because every day we get to help older homeowners transform their lives –givingyou the financial freedom to make your golden years the best years of your life.Michael founded the company to provide an honest, friendly service that you lovely folk would be happy to use and recommend time and time again. It’s this ethos that’s led to thousands of happy customers and countless awards.

Making the most of Equity Release requires proper consideration and expert guidance, and we’re here to explain everything to you and help you find a deal that suits your needs perfectly. We’re a kind bunch, so give us a call or book in for your free consultation and we’ll help you decide whether Equity Release is right for you. Feel free to bring family members along if you would like them to join in the discussion– we’ll make sure you all get a nice cup of tea!

Find Out More About Us

How Our Service works

Ask

Call us for a free chat. We’ll happily answer all your questions and explain everything you need to know.

Meet

Either come in to one of our offices or we can come to you. We’ll have a friendly chat, maybe a cup of tea, and chat through your options.

RELAX

Take your time to consider your options. When you're ready, we'll get everything set up for you.

CONTACT US

Opening Hours

Mon-Fri: 9am-5:30pm

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Information

Contact

84-88 Frimley High Street,
Camberley, Surrey, GU16 7JE

frimley@mu-mortgages.com

01276 670777

Michael Usher Equity Release acts as an introducer.  Michael Usher Equity Release is a trading style of Michael Usher Mortgage Services Ltd.  Michael Usher Mortgage Services Ltd is an appointed representative of HL Partnership Ltd, which is authorised and regulated by the Financial Conduct Authority.
Michael Usher Mortgage Services Ltd is a company registered in England and Wales with company number 4156383. The registered office address is 84 – 88 High Street, Frimley, Surrey, GU16 7JE
The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK
AN EQUITY RELEASE PRODUCT WILL REDUCE THE VALUE OF YOUR ESTATE, IT WILL NOT BE SUITABLE FOR EVERYONE AND MAY EFFECT YOUR ENTITLEMENT TO STATE BENEFITS. TO UNDERSTAND THE RISKS PLEASE ASK FOR A PERSONALISED ILLUSTRATION.

There may be a fee for mortgage advice. The precise amount will depend on your circumstances and will be agreed with you before proceeding but estimate this to be £1495

Equity release includes Lifetime Mortgages and Home Reversion Schemes. We can advise and arrange Lifetime Mortgages and will refer to an approved specialist for Home Reversion schemes.